Surjadi, Ferdinand, Jonathan Gunawan, Sherine Amanda Feryanto, and Willy Gunadi. “Factors Influencing Willingness to Invest in Peer-to-Peer Lending”. Jurnal Manajemen Teknologi 21, no. 1 (April 4, 2022): 48–64. Accessed April 29, 2024. https://journal.sbm.itb.ac.id/index.php/mantek/article/view/4263.