ZARAGOZA, Merlin Grace Panggabean; PRAMESTI, Muthia. The Growth of MSE: The Effect of Financial Literacy and Access to Finance with Digital Finance and Usage of Digital Technology as Mediators. Jurnal Manajemen Teknologi, [S. l.], v. 24, n. 1, p. 15–29, 2025. DOI: 10.12695/jmt.2025.24.1.2. Disponível em: https://journal.sbm.itb.ac.id/index.php/mantek/article/view/5577. Acesso em: 1 jun. 2025.