Predicting Factors Influencing MSME Subscription Behavior Towards Digital Services Using Machine Learning. Jurnal Manajemen Teknologi, [S. l.], v. 25, n. 1, p. 65–81, 2026. DOI: 10.12695/jmt.2026.25.1.4. Disponível em: https://journal.sbm.itb.ac.id/index.php/mantek/article/view/6171. Acesso em: 27 sep. 2026.