Open Journal Systems

Adopsi Credibility Index for SMEs (CIS) Model Jepang untuk Indonesia dan ASEAN

Joko Siswanto, Ade Sjaruddin, Atya Nur Aisha

Abstract


Abstrak. Usaha Kecil dan Menengah (UKM) memiliki peranan penting sebagai tulang punggung dalam perekonomian nasional, namun UKM memiliki hambatan dalam berkembang. Untuk memperbaiki dan mengembangkan UKM, diperlukan alat evaluasi yang komprehensif. Sistem Credibility Index for SMEs (CIS) yang diusulkan oleh Advanced Institute of Industrial Technology (AIIT) Jepang, dapat mengevaluasi aspek multidimensi yang mencakup manajemen, teknis, penjualan, sumber daya manusia, organisasi, serta finansial. Namun, karena adanya perbedaan kondisi dan karakteristik UKM di Jepang dan Indonesia, perlu dikembangkan CIS Local Model untuk Indonesia. Penelitian ini bertujuan untuk merancang sistem evaluasi yang dapat dipergunakan untuk mengukur kondisi internal UKM. Pengembangan CIS Local Model terdiri dari beberapa tahapan, antara lain mengevaluasi CIS Base Model dari Jepang, menyelenggarakan focus group discussion, melaksanakan survei evaluasi terhadap model usulan, dan melakukan diseminasi model usulan. Pada model yang diusulkan terdapat penambahan 17 item evaluasi untuk dipertimbangkan. Sebagai tambahan, kami mengusulkan pengelompokkan item evaluasi ke dalam tiga level klasifikasi berdasarkan tujuan pencarian informasi yang diperlukan dalam rangka berkolaborasi/bekerjasama dengan UKM. Dari hasil uji validitas dan reliabilitas CIS Local Model yang diusulkan telah valid dan reliabel. Dari hasil survey meskipun informasi finansial sulit untuk diperoleh, berdasarkan uji korelasi kebutuhan data terkait finansial dapat didekati berdasarkan data mengenai kapabilitas penjualan dan pengelolaan sumber daya manusia. Oleh karena itu, kualitas pengelolaan sumber daya manusia menjadi faktor penting untuk dikelola pada level UKM.

Kata kunci: UKM, alat evaluasi, sumber daya manusia, kapabilitas penjualan, finansial


Abstract. Small Medium Enterprises (SMEs) play important roles as the backbone of national economy, but however they face some obstacles to growth. In order to improve and develop the SMEs, an effective tool for evaluating SMEs in a comprehensive way is essentially needed. The Credibility Index for SMEs (CIS) system proposed by Advanced Institute of Industrial Technology (AIIT) Japan, can evaluate multidimensional aspects including management, technical, sales, human resource, organization, and financial. However, due to the different condition between SMEs in Japan and Indonesia, we need to develop CIS Local Model. This study aims to design an evaluation system that can be used to measure the internal conditions of SMEs. The development of CIS Local Model included several stages namely, evaluating the CIS Base Model from Japan, conducting focus group discussion, conducting survey evalution to this proposed model, and disseminating the proposed model. In the proposed model, there are 17 evaluation items considered to be evaluated. In addition, we also classified the evaluation items into three levels of classifications based on the purpose of information needed to collaborate/cooperate with SME. From the validity and reliability the proposed CIS Local Model instrument were valid and reliable. From the survey, although the financial information is difficult to obtain, based on correlation test, the need for financial data can be approached from sales capability and human resource management data. Therefore, the quality of human resource management becomes an important factor that needs to be managed at the SME level.

Keywords: SME, evaluation tool, human resource, sales capability, financial


Keywords


SME; evaluation tool; human resource; sales capability; financial

Full Text:

PDF

References


Abe, M., Troilo, M., & Batsaikhan, O. (2015). Financing small and medium enterprises in Asia and the Pacific. Journal of Entrepreneurship and Public Policy, 4(1), 2-32.

Acuna, S. T., Juristo, N., & Moreno, A. M. (2006). Emphasizing human capabilities in software development. IEEE software, 23(2), 94-101.

Aisha, A. N., Sudirman, I., & Siswanto, J. (2016, September). Conceptual model of entrepreneurial, managerial and technical software competencies towards SME performance in subsector software industries. In Management of Innovation and Technology (ICMIT), 2016 IEEE International Conference on (pp. 237-242). IEEE.

Andriani, M., Suryadi, K., Samadhi, T. M., & Siswanto, J. (2014): Theoritical model of knowledge management in SMEs life cycle (a literature study). 2nd International Conference on Technology, Informatics, Management, Engineering dan Environment (pp. 351-356). Bandung: IEEE Explore.

Angilella, S., & Mazzù, S. (2015). The financing of innovative SMEs: A multicriteria credit rating model. European Journal of Operational Research, 244(2), 540-554.

Asia Professional Education Network (2015): Comprehensive Industrial Human Resource Development (Ci-HRD) Project: Development of Credibility Index for SMEs and Comprehensive Higher Professional Education System. Progress Report.

Asia Professional Education Network (2017): Comprehensive Industrial Human Resource Development (Ci-HRD) Project: Development of Credibility Index for SMEs and Comprehensive Higher Professional Education System. Final Report (Part II).

Asian Development Bank. (2014): Asia SME Finance Monitor 2013. Manila: Asian Development Bank.

ASEAN SME Agencies Working Group (2015): Developing an ASEAN Benchmark for SME Credit Rating Methodology. Singapura: ASEAN SME Agencies Working Group (SMEWG).

Bank Indonesia. (2015). Kajian Peningkatan Akses Pembiayaan bagi Industri Kreatif di Indonesia Sektor Industri Kerajinan. Jakarta: Bank Indonesia.

Colomo-Palacios, R., Casado-Lumbreras, C., Soto-Acosta, P., García-Peñalvo, F. J., & Tovar-Caro, E. (2013). Competence gaps in software personnel: A multi-organizational study. Computers in Human Behavior, 29(2), 456-461.

Corazza, M., Funari, S., & Gusso, R. (2016). Creditworthiness evaluation of Italian SMEs at the beginning of the 2007–2008 crisis: An MCDA approach. The North American Journal of Economics and Finance, 38, 1-26.

Deloitte. (2016). Deloitte Report: SMEs Powering Indonesia‘s success. Retrieved December 11, 2017, from https://www2.deloitte.com/id/en/pages/financialadvisory/articles/smes-powering-indonesia-success-report.html

Hobbs, J., Grigore, G., & Molesworth, M. (2016). Success in the management of crowdfunding projects in the creative industries. Internet Research, 26(1), 146-166.

Ibrahim, N. & Verliyantina (2012). The model of crowdfunding to support small and micro businesses in Indonesia through a web-based platform. Procedia Economics and Finance, 4, 390-397.

Irjayanti, M., & Azis, A. M. (2012). Barrier factors and potential solutions for Indonesian SMEs. Procedia Economics and Finance, 4, 3-12.

Kominfo. (2016). Program satu juta nama domain. Retrieved December 11, 2017, from https://www.kominfo.go.id/content/detail/7925/program-satu-juta-nama-domain/0/layanan_kominfo

Madrid-Guijarro, A., García-Pérez-de-Lema, D., & Van Auken, H. (2016). Financing constraints and SME innovation during economic crises. Academia Revista Latinoamericana de Administración, 29(1), 84-106.

Nawangpalupi, C. B., Pawitan, G., Gunawan, A., Widyarini, M., Bisowarno, B. H., & Iskandarsjah, T. (2014): Global Entrepreneurship Monitor 2014 Indonesia Report. Bandung : UNPAR Press.

Nichter, S., & Goldmark, L. (2005): Understanding Micro and Small Enterprise Growth. Washington: United States Agency for International Development.

Nurach, P., Thawesaengskulthai, D., & Chandrachai, A. (2011). Innovative performance management modle for SME in Thailand, World Review of Business Research, 1 (5), 126-142.

Olaru, M., Pirnea, I. M., Hohan, A., & Maftei, M. (2014), Performance indicators used by SMEs in Romania related to integrated management systems. Procedia Social and Behavioral Sciences 109, 949-953.

Putri, D. S. P. & Siswanto, J. (2014): Credit scoring model for creditworthiness estimation of SMEs in Indonesia. Proceedings of the Asia Pacific Industrial Engineering & Management Systems Conference 2014 (pp. 1-8).

Sekaran, U., & Bougie, R. (2010). Research methods for business: A skill building approach. Wiley.

Subagyo, A. (2007). Studi kelayakan. Elex Media Komputindo.

Tambunan, T. (2008). SME development, economic growth, and government intervention in a developing country: The Indonesian story. Journal of international entrepreneurship, 6(4), 147-167.




DOI: http://dx.doi.org/10.12695/jmt.2018.17.1.5

Refbacks

  • There are currently no refbacks.